Complete Coverage Solutions
From personal auto to commercial liability, we design coverage plans that protect every aspect of your life and business.
Auto Insurance
Comprehensive vehicle protection covering liability, collision, comprehensive, uninsured motorist, and medical payments. Montana roads require coverage as unique as the terrain.
- Liability up to $500K
- Roadside assistance
- Rental reimbursement
- New car replacement
Home Insurance
Protect your most valuable asset with dwelling, personal property, liability, and additional living expense coverage tailored for Montana homeowners.
- Dwelling replacement cost
- Personal liability $300K+
- Natural disaster coverage
- Identity theft protection
Commercial Insurance
Comprehensive business protection including general liability, commercial property, business interruption, and workers compensation for Montana businesses of all sizes.
- General liability $1M+
- Business interruption
- Commercial property
- Workers compensation
Life Insurance
Secure your family's financial future with term, whole, and universal life policies. Expert guidance on coverage amounts ensures your loved ones are protected.
- Term & whole life options
- Flexible premium payments
- Living benefits rider
- Estate planning support
Umbrella Insurance
Extra liability protection beyond your auto and home policy limits. Essential for high-net-worth individuals, business owners, and anyone with significant assets to protect.
- $1M–$10M coverage
- Covers auto & home gaps
- Legal defense costs
- Worldwide protection
Renters Insurance
Affordable protection for your personal belongings, liability coverage, and additional living expenses if your rental becomes uninhabitable due to a covered loss.
- Personal property coverage
- Liability protection
- Loss of use coverage
- Starting under $20/mo
Operational Excellence Metrics

Award-Winning Independent Insurance Expertise
Serving Bozeman and surrounding Montana communities with personalized insurance solutions since 2013.
Built for Every Life Stage
From first apartment to retirement — personalized coverage that grows with you.
Claims Response
Multi-State Coverage Network
Trustworthy. Honest. Responsive.
Daniel focuses on the small details so you can pursue big dreams. With over a decade of Montana insurance expertise, every policy is crafted with your life in mind.
Locally Rooted
Born and raised in Montana. We understand the unique risks — from harsh winters to wildfire season — that affect Bozeman families and businesses.
President's Club
First and only Montana agent to qualify for President's Club — ranking in the top 100 agents nationally. Your protection is managed by a proven industry leader.
24/7 Availability
Call or text any time, day or night. When life happens — accidents, storms, emergencies — we're available around the clock to guide you through the claims process.
Personalized Plans
No cookie-cutter policies. Every client receives a custom coverage review to ensure you're protected at the right levels without paying for coverage you don't need.
Daniel focuses on the small details so customers can pursue big dreams. Helping individuals, families, and small businesses gain confidence their risks are taken care of.

Transparent Pricing
Estimate your monthly premium. Final rates depend on coverage levels, driving history, property details, and underwriting factors.
State-required liability plus comprehensive and collision coverage for your vehicle.
- Bodily injury liability
- Property damage liability
- Collision coverage
- Comprehensive coverage
- Uninsured motorist
Our most popular option — bundle home and auto for maximum savings and simplified billing.
- Full homeowners coverage
- Auto policy included
- Multi-policy discount
- Single deductible option
- Priority claims service
General liability, commercial property, and business interruption for Montana small businesses.
- General liability $1M+
- Commercial property
- Business interruption
- Professional liability
- Workers comp available
* Pricing shown is an estimate for illustrative purposes only. Final premiums are determined by underwriting review, individual risk factors, coverage selections, claims history, credit factors (where applicable), and applicable state regulations. Contact us for an accurate personalized quote.
Trusted by Montana Families
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Bozeman, MT 59718
(Next to First Security Bank, Four Corners)
We typically respond to all inquiries within 2 business hours. For urgent matters, call or text Daniel directly at 406-536-2009.